Cohen Financial Group Inc, provides custom funding solutions worldwide. We specialize in Hard money, Joint venture, 100% funding Bond loans, Construction loans, Proof of funds, Lines of credit, SBA Loans, Conventional, HUD Loans, Apartments, Office building, Retail, Hotels, Casino, Sub-division, Gas and Oil wells, Bridge loans on all property types. We utilize our vast funding resource for the best rates, and terms. Fast approval and closing. We require no-up front fees.
COHEN Financial Group Inc.

 Effective May 25, 2018: COHEN FINANCIAL GROUP will not accept any commercial loan, hard money   inquiries, underwriting & processing services, business consulting, or any real estate inquiry.
                   This Division is closed. Sorry for any inconvenience. 

Small Business loans

  Have Questions? We'd love to help.
Call 1-800-928-6154
 Acquiring a Small Business Loan may become confusing with so many options available in the market. Small business loans are the most preferred option for a majority of small businesses. The reason for this is obvious - easy to apply for and easy to repay. We offer a streamlined loan application process with minimal paperwork and a wide range of small business loan programs where we customize a plan for your small business that gets you the funding you need at an affordable price. 

What is an SBA Loan?

Learn why an SBA loan might be the longest-term, lowest-interest loan available for your business.
​(see below)
Easy Application

With our online loan application process, your business can easily qualify for small business loans within minutes.
Affordable Prices

We offer small business loans without the hassle of “big bank” loan terms and rates to small businesses.
 No Collateral Requirement

We offer fast and easy loan approvals without the need of collateral or personal guarantee

Small Business Loans

A Trusted Provider   in Small Business Financing

We don’t ask you to pay our Banks in fixed payments. With a lot of small business loans you can take your time by giving smaller payments only when you make money. And remember, we do not ask for stacks of paperwork and can approve your small business loan in just one hour. Apply today or call 1800-998-7967

Merchant Cash Advance

Business Loans from $50,000-$500,000

Fast     Easy      Approval  

Cohen Financial Group has been the flagship platform for small business loans and working capital since 1998. The traditional lending process can take up to 90 days to approve, whereas Cohen Financial Group, LLC offers pre-qualification in 1 hour, approval in 30 minutes, and funding within 3 to 5 business days. Follow the simple loan application steps mentioned below to apply online or contact us directly and our financial advisors will help you through the application process.
Finding a business loan for cash flow or expansion—particularly if your credit isn’t perfect or you don’t have a long track record in business can be a challenge. Most people aren’t aware that many financial institutions are willing and anxious to provide small business loans. Cohen Financial Group, LLC matches you with lenders dedicated to helping small business owners. Find out why business loans from CFG may be the most versatile form of financing available for you business. Try our free and simple process today to get the business financing you need. 
Get Matched Fast
Tell us about your business and get matched to lenders interested in you.

Find The Right Loan
You'll see more than one option. Choose the loan that's right for your business.
Safe & Secure
We protect your information with the same 256-bit encryption that banks use.   

We are direct to private bank providers

       Have Questions? We'd love to help.

We understand that every business has its unique borrowing needs. Some may want to make new purchases to boost productivity and sales; some need working capital to support operating costs. That’s why we offer the use of innovative technology to offer simple, fast and unsecured business loans. As a non-bank lender, Merchant Advisors offers low longer terms and low rates for more effective business financing. We realize that if a loan costs too much – we may not get paid back! We prevent this by offering affordable business financing.

We provide multiple approvals within 72 hours

We deal with the industry's most trusted brand name providers

Increases your chance of approval by constantly adding new private lenders to our portfolio

You get the same (if not better) rate going through us to due to our portfolio track record with our lenders

Get a loan for your company without any collateral

Receive funding within a few business days!

Easiest lending platform with minimal information required for approvals
Best rates, save time, and save money!

Equipment financing, minority loans, startup funding, working capital & many others options... 
Apply Now
                            SBA 7A and 504 Overview

Under the US Small Business Administration’s various loan programs, you can borrow money for a variety of business purposes, including adding
to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even financing the acquisition of other businesses.

See If You Qualify for Sba Loans
Next Loan Product: Short Term Loans
How SBA Loans Work

The Small Business Administration (SBA) is a federal agency dedicated to helping entrepreneurs improve their small businesses, take advantage of contracting opportunities, and gain access to small business loans.
However, one common misconception is that SBA lends money to businesses. For the most part, that’s not true. The agency does not directly lend money to businesses. You actually get an SBA loan from a bank that participates in SBA financing. The SBA guarantees a percentage of those loans to the banks, so financial institutions have more incentive to lend money to small businesses.
Because of this guarantee, bankers may be more willing to lend you money even if you don’t fit their strict credit criteria. But at many major banks, getting an SBA loan can still often be a complex and lengthy process that can take several months. Lenders will want to review your credit and financial statements and expect you to have collateral to secure the loan. So even with the government guarantee, many small businesses may not qualify for SBA financing.
If you would like to apply for an SBA loan, expect to complete an extensive loan application, plus provide documents such as financial statements, information on your collateral, a description of your business, and a statement of how you’ll use the loan proceeds. They will look for applicants with good credit, a solid business plan, collateral, and a demonstrated ability to repay the loan.
You’ll also have to choose which SBA loan program you’d like to apply to. The most popular programs are the SBA 7(a) loan which can be used for many general business purposes and the CDC/504 loan, which is most often used to purchase major fixed assets such as equipment and commercial real estate.
If you are unsure which program is right for you, Fundera can walk you through your options and help you quickly determine if you might qualify for an SBA loan.


The cost and repayment of your SBA loan will be dependent on the program you choose. Below are a few financial figures associated with each of SBA’s most popular loan programs.

7(a) Loan Program

Fees: A guaranty fee, based on the loan’s maturity and the dollar amount guaranteed (versus the total loan amount) might be included in the total cost of the loan. The lender originally pays the guaranty fee but has the option to pass that expense on to the borrower. The fees range from 0% (for loans under $150,000) to 3.5% on loans of more than $700,000. There is also an additional fee of 0.25% on any guaranteed portion of more than $1 million.
Interest: Both fixed and variable interest rate structures are available. The maximum rate is composed of two parts, a base rate and an allowable spread. Lenders are allowed to add an additional spread to the base rate to calculate the final rate. For loans with maturities of shorter than 7 years, the maximum spread will be no more than 2.25%. For greater maturities, the maximum spread increases to 2.75%.
Repayment: Monthly payments for 25 years for real estate, 10 years for equipment, and generally up to 7 years for working capital.

504 Loan Program

Fees: Fees total approximately 3% of the debenture and may be financed with the loan.
Interest: Interest rates on 504 loans are pegged to an increment above the current market rate for 5-year and 10-year U.S. Treasury issues.
Repayment: Maturity terms of 10 and 20 years are available.

Microloan Program

Fees: 3-6%
Interest: Between 8 and 13 percent.
Repayment: Loan repayment terms vary depending on the loan amount, use of funding, and other criteria, but the maximum repayment term allowed for an SBA microloan is 6 years.

Who Qualifies
Many businesses, including newer ones, can qualify for an SBA loan. However, be prepared that an SBA loan can require significant documentation, and if your credit is poor, or your company has a limited track record, that could disqualify your application.
The Details

Maximum Loan Amount

$5,000 - $5 million
Loan Term
5 - 25 years

Interest Rates
6 - 13%
As little as 30 days
                                 Online Business loan application